广发银行信用卡还款

广发信用卡还款“容时容差”

来源：齐鲁法制网　　　小编：朱岳　　　发布时间：2013年03月01日

内容导读：在最新修订公布的这一《公约》内，最受关注的就是广发信用卡(广发卡、广发银行信用卡)还款的“容时容差”新规。

July gf (GuangFaKa, guangdong development bank credit card credit card repayment "capacitance tolerance"

In the latest released revision of this within the convention, the most concern is the gf (GuangFaKa, guangdong development bank credit card payment on a credit card "capacitance tolerance" new rules.

"Let", the convention, Banks should provide some period of grace period service for cardholders, grace period since expire reimbursement at least 3 days.

"Tolerance", wide hair negotiable credit card (GuangFaKa, guangdong development bank credit card cardholder payment within the grace period, shall be regarded as the cardholder payment on time. Member unit for the cardholder is required to provide "tolerance" services, such as the cardholder current does not full specified amount payment, and in the outstanding part of the due payment account in the future is less than or equal to a certain amount of (at least the equivalent of RMB 10), shall be regarded as the cardholder in full, this part of the outstanding amount is transferred to the next bill. Requirements will be implemented on July 1, 2013.

Although the convention on July 1 listed, the reporter understands from hangzhou Banks, many Banks have gradually taken "capacitance tolerance". At least 3 days grace period since expire reimbursement; The cardholder payment within the grace period, shall be regarded as the cardholder payment on time.

Wide hair negotiable bank (gf, GuangFaKa, guangdong development bank credit card credit card), under normal circumstances can apply for a free phone. 1 day delay repayment, if unusual circumstances, can be special application to delay 3 days; After credit card (gf, GuangFaKa, guangdong development bank credit card credit card) consumption grace period, still should only for part of the plan breath, from the date of consumption plan breath, outstanding parts according to daily five over ten thousand of the interest charge.

That is to say, for can't tiem to repayment to the account of the cardholder before the last reimbursement, make a phone call to the bank before the last reimbursement can apply for delay the payment. Amount of respect, also do not have to because a few yuan will generate interest and concern. July 1, there will be more Banks into this category. Wide hair negotiable bank (gf, GuangFaKa, guangdong development bank credit card credit card), under normal circumstances can apply for a free phone. 1 day delay repayment, if unusual circumstances, can be special application to delay 3 days; A credit card (gf, GuangFaKa, guangdong development bank credit card credit card) consumption grace period.

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