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来源: 小编:朱岳 发布时间:2013年02月09日
内容导读: 随着金融脱媒及利率市场化进程加快,银行正在通过部门和业务的整合增加客户的黏性。日前,广发银行(广发卡、广发信用卡、广发银行信用卡)在上海举办的“2013年现金管理业务产品推介会”上透露,该行依托其环球交易服务体系(GTS),通过供应链金融与现金管理业务的有效融合,充分整合产品、渠道、服务、科技,介入供应链核心企业并延伸至上下游厂商,为企业提供全产业链金融服务,致力成为帮助企业整合其国内外上下游财资资源的金融及交易服务的提供商。
Guangdong development bank credit card: hair force the whole industry chain finance
As financial disintermediation and interest rate marketization process is accelerated, the bank is through the department and business integration increase customer viscosity. A few days ago, guangdong development bank (GuangFaKa, guangdong development credit card, guangdong development bank credit card) in Shanghai, "2013 cash management business product introduction meeting" revealed that the bank relying on its global trading service system (GTS), through the supply chain finance and cash management business of effective integration, fully integrated products, channel, service, science and technology, the core enterprise in the supply chain and extended first downstream manufacturers, to provide enterprises with the whole industry chain financial services, striving to become help enterprises to integrate the information resources at home and abroad and downstream wealth of financial and trading service provider.
Guangdong development bank (GuangFaKa, guangdong development credit card, guangdong development bank credit card) global trading service sales director YangYanNian said, in recent years, along with the financial disintermediation, interest rate marketization process further speed up the domestic banking sector, competition is becoming increasingly fierce, the bank loan interest margin on the traditional profit model is facing a huge challenge; And the changes of domestic and international economic situation, the enterprise wealth management information put forward higher request, but also for commercial Banks implement the enterprises diversified and comprehensive cash management service provides an opportunity.
Guangdong development (GuangFaKa, guangdong development credit card, guangdong development bank credit card) launched mobile payment mode
Recently, the guangdong development credit card (GuangFaKa, guangdong development credit card, guangdong development bank credit card) announced the first to launch to SD card to pay for the carrier mobile payment SD - mall mode, this marks a bank in the mobile payment field with a qualitative breakthrough. It is reported, SD - mall mobile payment have mobile phones used in electronic cash air ring save cost, and other functions, and because the SD card inside the joint module, so the user need only will SD card into the mobile phone card slot can use payment function. On the market at present existing can apply to cell phone pay custom terminal mobile phone only 4-6), and guangdong development credit card (GuangFaKa, guangdong development credit card, guangdong development bank credit card) launched the SD - mall mobile payment mode will be applicable phone models increased to dozens of money, compared with other technology, its application in the widest range.
SD - mall is known as the mobile payment is one of the mainstream technology, the technology of mobile phone with SD card (cell phone memory card) for payment account carrier, with mobile phone in order to pay for information processing terminal. In addition to supporting standard credit card to credit transaction outside, more support rapid convenient non joint trading, only in the POS with the phone can complete the payment.
Mobile financial and other advanced technology development, the evolution of the whole structure of the banking industry will have a great impact on mobile financial will change the traditional commercial bank competition pattern, become the trend of the future development of the banking industry. "The traditional electronic credit card business will be the focus of our future development direction, and guangdong development credit card for strategic adjustment is important one annulus. Guangdong development bank credit card (GuangFaKa, guangdong development credit card, guangdong development bank credit card center LinDeMing said.
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