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来源:广发银行 小编:朱岳 发布时间:2013年02月16日
内容导读: 去年以来,针对货币基金作为现金管理工具的创新动作层出不穷。近日,记者了解到,继实现信用卡车贷房贷等还款业务以来,广发(广发卡、广发信用卡、广发银行信用卡)基金钱袋子又在流动性方面推出“D+0”赎回业务。
Guangdong development bank credit card continuously D + 0 multiple surprise greet the New Year
Since last year, according to the monetary fund as cash management tool innovation action emerge in endlessly. Recently, the reporter understands, to realize the credit loan repayment mortgage and truck business since, guangdong development (GuangFaKa, guangdong development credit card, guangdong development bank credit card) fund fund sources and liquidity aspects launch "D + 0" redemption business. That is all guangdong development (GuangFaKa, guangdong development credit card, guangdong development bank credit card) fund online marketing customers are in a natural day 9 to 19 points, use of diplomatic relations between the workers and peasants and the 10 bank card through the company online marketing system, redemption not more than 500000 yuan fund share, fastest 1 minutes to account, and do not charge any fee. The personage inside course of study says, guangdong (GuangFaKa, guangdong development credit card, guangdong development bank credit card) monetary fund "D + 0" business launch, again to strengthen the monetary fund "quasi cash" function, let the investors daily financial investment two not mistake.
As we have learned, and other introduced the function of the fund company, guangdong compared (GuangFaKa, guangdong development credit card, guangdong development bank credit card) fund fund sources "D + 0" redemption business advantage is obvious. First, whether it is the weekend or holidays, customers are in every natural day 9 to 19 points to realize quick withdraw cash, no longer subject to the trading day and 3 PM trading time restriction, and part of the funds of the company "D + 0" business in general can working days. At the same time, and other monetary fund redemption upper limit is only 50000 yuan or 100000 yuan have different is, guangdong development fund sources withdraw cash single day limit can be as high as 500000 yuan, and not limited to withdraw cash pen number. Moreover, guangdong development (GuangFaKa, guangdong development credit card, guangdong development bank credit card) fund sources "D + 0" business do not charge any fee, it is also most realize the function of the fund company can not reach.
The personage inside course of study points out, guangdong development (GuangFaKa, guangdong development credit card, guangdong development bank credit card) fund sources D + 0 redemption function for investors is rolled out, unusual significance. Since always, restrict monetary fund development an important bottleneck is, when investors need money, money funds can't like current deposit that use at any time, must want to wait more than two working days (namely T + 2), the money can return to investors account, and therefore, many investors would rather put money idle in the account for ten times as many as the loss of interest, also don't want to explain buy monetary fund. Nowadays, guangdong development (GuangFaKa, guangdong development credit card, guangdong development bank credit card) fund sources D + 0 redemption mechanism, make a "monetary fund" to replace "current account" become possible. The customer through the purchase guangdong development monetary fund, not only can enjoy beyond the time deposit, the rate of return in urgent need of money when it can timely redemption, the fund instant to account, reflected the monetary fund cash management tool of the essence.
In fact, guangdong development (GuangFaKa, guangdong development credit card, guangdong development bank credit card) fund in the ascension monetary fund services has been sparing no effort, its innovative business had blossom everywhere. Last November guangdong development fund sources first car loan repayment mortgage business in the market a cargo base wave of reimbursement. It is understood that the fund sources reimbursement business will not only bank coverage extended to the national and Banks, and at the same time, car loan, mortgage can also be zero commission booking also, inter-bank also. As guangdong development fund electric business person in charge said, guangdong development fund in customer service innovation behind, is the guangdong development (GuangFaKa, guangdong development credit card, guangdong development bank credit card) fund "take the customer as the center, creating the best customer experience degree" belief.
Haitong securities statistics showed that in 2012, guangdong development (GuangFaKa, guangdong development credit card, guangdong development bank credit card) currency A (270004) yield reaches as high as 4.25%, and over the past two years, the last three years respectively 8.60%, 10.54% rate of return ranked second, eight; Guangdong development currency B (270014) 2012 to 4.50% of the rate of return with type fund ranking fourth, over the past two years, the last three years respectively 9.12%, 11.34% rate of return in the same type fund sections 1, 2 a.
Guangdong development (GuangFaKa, guangdong development credit card, guangdong development bank credit card) to meet the new activity repeatedly
Recently, the guangdong development bank (GuangFaKa, guangdong development credit card, guangdong development bank credit card) officially launched service for the convenience of citizens, the guangdong development credit card to wenzhou telecom station, faith river street, new town, Ryan ShenCheng, Ryan anyang and yueqing qingyuan business hall through the guangdong development POS machine brush guangdong development credit card can easily of iPhone5 telecom version contract machine, samsung note2 contract machine, and can enjoy installment purchase, enjoy zero down 0 interest 0 fee service. The reader to join e9 specified package more enjoy telecom launched broadband user preference: buying machine straight down to 1000 yuan, 3000 yuan fee, more enjoy 4 m optical broadband 0 RMB/month, and m broadband fifty yuan/month. In addition, feb. 14, 2013 guangdong development and the new Chinese nicely launched the guangdong development credit card (GuangFaKa, guangdong development credit card, guangdong development bank credit card) special valentine's day: brush guangdong development credit card (GuangFaKa, guangdong development credit card, guangdong development bank credit card) can be achieved only 2 yuan GuangFaKa (GuangFaKa, guangdong development credit card, guangdong development bank credit card) valentine's day special 520 101 times to marry him the ticket 2 a. Special tickets sold out so far.
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